Effective Date: [Insert Date]

Welcome to Peg's Porch (“we,” “us,” or “our”). These Terms and Conditions outline the rules and regulations for the use of our website, [insert website URL] (the “Site”). By accessing this website, you accept these terms and conditions in full. If you disagree with any part of these terms and conditions, please do not use our website.

Use of the Site

By accessing the Site, you warrant and represent that you are at least 18 years of age, or if under 18, that you are using the Site with the consent and under the supervision of a parent or legal guardian.You agree to use the Site in accordance with these terms and conditions and in compliance with all applicable laws and regulations. You may not use the Site for any unlawful purpose or in any way that might harm, disrupt, or impair the functioning of the Site.

Intellectual Property Rights

Unless otherwise stated, we own the intellectual property rights for all the content and material on the Site, including but not limited to text, graphics, logos, and images. All these intellectual property rights are reserved. You may view, download, and print content from the Site for personal, non-commercial use only.

You are not permitted to:

• Republish, sell, rent, or sub-license material from the Site.

• Reproduce, duplicate, or copy material for commercial purposes.

• Redistribute content from the Site unless specifically authorized.

User Content

You may have the opportunity to submit, post, or share content, such as comments or reviews, on the Site (“User Content”). By submitting User Content, you grant us a non-exclusive, worldwide, irrevocable, perpetual, royalty-free license to use, reproduce, modify, and distribute that content.

You agree that your User Content will not:

• Be offensive, defamatory, or otherwise inappropriate.

• Infringe on the intellectual property rights of any third party.

• Violate any laws or regulations.

We reserve the right to remove any User Content that violates these terms or is deemed inappropriate at our discretion.

Product and Service Information

We make every effort to display accurate information on the Site, including product descriptions, pricing, and availability. However, we do not warrant that the information provided is accurate, complete, or current. We reserve the right to correct any errors or omissions and to update information at any time without prior notice.

Payments and Refunds

Payments for any products, services, or courses offered on the Site will be processed in accordance with the terms outlined at the point of sale. All payments must be made in full at the time of purchase unless otherwise stated. We may offer installment plans for certain services, subject to terms specified at the time of purchase.Refunds, if applicable, will be handled according to our refund policy, which will be made available at the time of purchase.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages that result from:

• The use of or inability to use the Site.

• Errors or inaccuracies in the content displayed on the Site.

• Any unauthorized access to or use of our servers and/or personal information stored therein.

We do not guarantee that the Site will be available at all times or that the Site will be free from viruses or other harmful components. Use of the Site is at your own risk.

Third-Party Links

The Site may contain links to third-party websites that are not owned or controlled by us. We have no control over the content, privacy policies, or practices of third-party websites and assume no responsibility for them. The inclusion of any links does not imply endorsement of the linked site.

Termination

We reserve the right to terminate your access to the Site at our discretion, without notice, if you violate these terms or engage in any unlawful activity. Upon termination, you must immediately cease use of the Site and destroy any downloaded or printed materials obtained from the Site.

Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the Site following any changes constitutes acceptance of the revised terms. Please review these terms regularly to ensure you are aware of any updates.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Texas, and any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts of Texas.

Contact Us

If you have any questions about these Terms and Conditions, please contact us using the contact form available on our website.

Both the Privacy Policy and Terms and Conditions now refer to Peg's Porch and keep her contact information private.